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Life Insurance

 Agent Now:

Over 1.2 Million
Families Trust

For over 34 years we've been helping families keep their promises.

We shop many of the best insurance companies to save you time and money.

Jay, 30 $500,000
policy for
less than $25
a month*

You're just a few steps away from finding out how much you could save. Get Your Free Quote

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We shop these highly-rated insurers
to find your best policy and rates.
  • aig
  • Prudential
  • Protective
  • Globe Life
  • Legal and General America
  • SBLI
  • Lincoln Financial Group
  • Mutual of Omaha

In 1985 we created a new way to buy life insurance.

Today, we’re America’s #1 Term Life Sales Agency.

Over $500 Billion in Life Insurance Coverage.

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Source: SelectQuote Internal Data 1985-2018 for cumulative life insurance coverage amounts placed.

The SelectQuote Agent.
In your corner.

SelectQuote Agents don’t just help you save money on life insurance. They also shop for Auto, Home and Medicare insurance.

What is life insurance?

Simply, life insurance is an affordable way to protect your family’s financial security if you’re not there to take care of them. Life insurance can help with paying the mortgage, college tuition and final expenses. Term life insurance is the most affordable way to do this. There’s also Whole Life, sometimes referred to as Permanent life insurance that is more expensive but offers more benefits to consider.

What’s right for you? It may seem complicated but no worries, we’re here with the answers you need to make the right decisions for your family’s future.

Get a Free Quote

Term Life?

Whole Life?

(Permanent Insurance)

Guaranteed for a term.

Typically 10, 20 or 30 years.

Guaranteed for life.

Payout guaranteed for your life.

Low Payments.

Generally 5-10% the cost of whole life.

Higher Payments.

10 to 20 times the cost of term life.

No Cash Value.

No investment component.

High Cash Value.

May be borrowed and paid back.

How much life insurance do you need?

When purchasing life insurance, the question isn’t simply how much do you need, rather how much security your family needs at the time of your death. Two variables to consider:

  • 1

    How much do you need to meet immediate obligations at the time of death?

    This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts and mortgage balances.

  • 2

    How much future income do you need to keep your quality of life?

    Do you want your family to keep the house? Go to college? Have additional funds for their future? Lots to think about.

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Remember, no online tool can dig deep enough to determine what is the right amount for you and your family. Use our 

online calculator

 to get a better idea or speak with a licensed SelectQuote Agent now.

To find out how much you really need, speak with a licensed life insurance agent right now.

Get Free Quotes for your Life Insurance

Learning Center

34 years of helping protect families has gone into creating this learning center for you. Here you’ll find lots of helpful tools and articles as you explore protecting your family’s future with life insurance.

Frequently Asked Questions

  • Q. Why should I shop through SelectQuote? + -

    Because SelectQuote offers you advantages that other online, and traditional, insurance services don't. In 1985, we pioneered an impartial, pressure-free way to buy individually underwritten term life insurance from competing insurance companies by phone, helping customers save hundreds of dollars on their policies. Since then, hundreds of thousands of people have saved millions of dollars with SelectQuote.

  • Q. Are SelectQuote’s Services Free? + -

    You pay absolutely no extra fees for our service. And we don't get paid unless your policy is approved, delivered and accepted by you.

  • Q. What companies does SelectQuote represent? + -

    Learn more about the highly rated life insurance companies we represent. Availability of companies and products varies by state.

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